@font-face {
  font-family: "Montserrat FINLEO";
  font-style: normal;
  font-weight: 100 900;
  font-display: swap;
  src: url("https://s3.twcstorage.ru/subdomains/sites/12/pages/63/1792649640154848571/montserrat-cyrillic.woff2") format("woff2");
  unicode-range: U+0301, U+0400-045F, U+0490-0491, U+04B0-04B1, U+2116;
}
@font-face {
  font-family: "Montserrat FINLEO";
  font-style: normal;
  font-weight: 100 900;
  font-display: swap;
  src: url("https://s3.twcstorage.ru/subdomains/sites/12/pages/63/1792649640154848571/montserrat-latin.woff2") format("woff2");
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
:root {
  --canvas: #f1f3f5;
  --surface: #fff;
  --ink: #2c2931;
  --muted: #59616d;
  --line: #dde1e6;
  --accent: #1e2d65;
  --accent-hover: #15214e;
  --accent-soft: #e9ecf3;
  --error: #b42318;
  --radius: 8px;
  --space-section: 48px;
  --ease: cubic-bezier(.16, 1, .3, 1);
  color-scheme: light;
  scrollbar-gutter: stable;
  scroll-behavior: smooth;
  scroll-padding-top: 94px;
}
*, *::before, *::after { box-sizing: border-box; }
[hidden] { display: none !important; }
body { margin: 0; background: var(--canvas); color: var(--ink); font: 400 15px/1.5 "Montserrat FINLEO", Arial, sans-serif; letter-spacing: 0; }
body.dialog-open { overflow: hidden; }
::selection { color: var(--accent); background: #dce3f4; }
a { color: inherit; text-decoration: none; text-underline-offset: 3px; }
button, input, select, textarea { font: inherit; letter-spacing: 0; }
button, summary { cursor: pointer; }
button { color: inherit; }
img { display: block; max-width: 100%; height: auto; }
svg { width: 20px; height: 20px; flex-shrink: 0; }
h1, h2, h3, p { margin: 0; }
h1, h2, h3 { color: var(--ink); font-weight: 500; }
h1 { font-size: 30px; line-height: 1.2; text-wrap: balance; }
h2 { font-size: 32px; line-height: 1.18; }
h3 { font-size: 18px; line-height: 1.35; }
:focus-visible { outline: 2px solid var(--accent); outline-offset: 4px; }
.container, .wf-container { width: min(1232px, calc(100% - 48px)); margin-inline: auto; }
.screen, .wf-finleo-service { padding-block: 0 var(--space-section); }
.section-head, .wf-finleo-reference-intro { margin-bottom: 20px; }
.skip-link { position: fixed; z-index: 120; top: 10px; left: 10px; padding: 10px 16px; transform: translateY(-180%); background: white; color: var(--accent); border-radius: var(--radius); }
.skip-link:focus { transform: none; }
.site-header { position: sticky; top: 0; z-index: 30; background: rgba(255,255,255,.98); border-bottom: 1px solid var(--line); }
.header-row { height: 70px; display: flex; align-items: center; gap: 24px; }
.brand-lockup { flex-shrink: 0; display: flex; align-items: center; min-height: 44px; }
.finleo-logo { width: 97px; height: 32px; object-fit: contain; }
.header-nav { display: flex; align-items: center; gap: 28px; margin-left: auto; }
.header-nav a { display: flex; align-items: center; min-height: 44px; color: var(--muted); font-size: 13px; transition: color 160ms ease; }
.header-actions { display: flex; align-items: center; gap: 8px; }
.cmr-account, .mobile-menu summary { display: grid; place-items: center; width: 44px; height: 44px; border-radius: var(--radius); background: #eef1f4; color: var(--ink); transition: background-color 160ms ease; }
.cmr-account .ph, .mobile-menu .ph { font-size: 20px; }
.mobile-menu { display: none; }
.button { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 46px; padding: 11px 18px; border: 1px solid transparent; border-radius: var(--radius); background: var(--accent); color: white; font-size: 13px; font-weight: 600; line-height: 1.5; text-align: center; transition: background-color 180ms ease, border-color 180ms ease, box-shadow 180ms ease; }
.button .ph { font-size: 18px; }
.hero { padding-top: 28px; }
.hero-grid { display: grid; align-items: center; background: var(--surface); box-shadow: 0 18px 32px rgba(38,46,58,.07); }
.hero-copy { min-width: 0; }
.hero-insurer { display: flex; align-items: center; min-width: 0; margin-bottom: 20px; }
.wf-hero__mini-logo { display: block; flex-shrink: 0; }
.wf-hero__mini-logo img { width: 100%; height: 100%; object-fit: contain; }
.wf-hero__name { display: grid; gap: 4px; min-width: 0; }
.wf-hero__company-label { color: var(--muted); }
.cmr-insurer-name { font-weight: 500; overflow-wrap: anywhere; }
.hero-lead { margin-top: 16px; max-width: 56ch; color: var(--muted); }
.hero-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 10px; margin-top: 24px; }
.hero-visual { display: grid; place-items: center; min-width: 0; }
.cmr-product-visual { position: relative; display: block; }
.hero-product-image { width: 100%; height: 100%; object-fit: contain; }
@media (min-width: 701px) {
  [data-company="ingosstrakh"] .hero { padding-top: 20px; padding-bottom: 32px; }
}
.program-track { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; }
.program-card { grid-row: span 2; grid-template-rows: subgrid; display: grid; grid-template-columns: 32px minmax(0, 1fr); align-content: start; gap: 12px; padding: 22px 20px; background: white; border-radius: var(--radius); }
.program-card .wf-offer__copy { display: contents; }
.program-card h3, .program-card p { grid-column: 2; }
.program-card h3, .program-icon { grid-row: 1; }
.program-card p { grid-row: 2; }
.program-icon { color: var(--accent); width: 32px; height: 32px; display: grid; place-items: center; }
.program-icon .ph { font-size: 25px; }
.program-card h3 { font-size: 17px; line-height: 1.4; }
.program-card p { margin-top: 0; color: var(--muted); font-size: 13px; line-height: 1.6; }
.risk-bento { display: grid; grid-template-columns: 1.08fr 1fr; gap: 12px; }
.risk-panel { padding: 22px 24px; background: white; border-radius: var(--radius); min-width: 0; }
.risk-panel--main { grid-row: span 2; display: flex; flex-direction: column; }
.risk-panel h3 { margin-bottom: 12px; }
.risk-list { list-style: none; padding: 0; margin: 0; }
.risk-list li { display: flex; align-items: baseline; gap: 10px; padding-block: 10px; color: var(--muted); font-size: 14px; line-height: 1.5; }
.risk-list li::before { content: ""; width: 4px; height: 4px; flex: 0 0 4px; position: relative; top: -3px; border-radius: 50%; background: var(--accent); }
.risk-panel--main .risk-list { flex: 1; display: grid; grid-template-rows: repeat(6, 1fr); }
.risk-panel--main li { align-items: center; }
.risk-panel--main li::before { top: 0; }
.risk-panel--main li:first-child { align-items: baseline; }
.risk-panel--main li:first-child::before { top: -3px; }
.risk-bento--rows { grid-template-columns: minmax(0, 1fr); }
.risk-bento--rows .risk-panel { display: grid; grid-template-columns: 180px minmax(0, 1fr); align-items: start; gap: 12px 24px; padding: 20px 24px; grid-row: auto; }
.risk-bento--rows .risk-panel h3 { margin: 0; }
.risk-bento--rows .risk-panel .risk-list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); grid-template-rows: none; align-content: start; align-items: start; gap: 8px 24px; }
.risk-bento--rows .risk-list li { padding-block: 0; align-items: baseline; }
.risk-bento--rows .risk-list li::before { top: -3px; }
@media (min-width: 1101px) {
  .risk-bento--rows .risk-panel { grid-template-columns: 200px minmax(0, 1fr); }
  .risk-bento--rows .risk-panel .risk-list { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}
@media (max-width: 900px) {
  .risk-bento--rows .risk-panel { grid-template-columns: minmax(0, 1fr); padding: 20px; }
}
@media (max-width: 700px) {
  .risk-bento--rows .risk-panel .risk-list { grid-template-columns: minmax(0, 1fr); }
}
.wf-finleo-reference-list { display: grid; grid-template-columns: 1.1fr 1fr 1fr; gap: 12px; }
.wf-finleo-reference-list article { padding: 20px; background: white; border-radius: var(--radius); min-width: 0; }
.wf-finleo-reference-list p { margin-top: 8px; color: var(--muted); font-size: 13px; line-height: 1.6; }
.wf-finleo-reference-list [data-finleo-help-key="tokens"] { grid-row: span 2; background: var(--accent-soft); display: flex; flex-direction: column; justify-content: space-between; gap: 24px; padding: 20px; }
.wf-finleo-reference-list [data-finleo-help-key="tokens"] p { max-width: 30ch; }
.wf-finleo-reference-list [data-finleo-help-key="tokens"] .button { align-self: flex-start; }
.wf-finleo-reference-list [data-finleo-help-key="compare"] { grid-column: 2 / 4; }
.wf-finleo-reference-list h3 { font-size: 17px; }
.documents-layout { display: grid; grid-template-columns: 1.35fr 1fr; background: white; border-radius: 16px; }
.documents-panel { min-width: 0; padding: 28px; }
.documents-panel h3 { margin-bottom: 16px; }
.document-link { display: flex; justify-content: space-between; align-items: center; gap: 16px; min-height: 52px; padding-block: 12px; color: var(--accent); }
.document-link .ph { font-size: 20px; flex-shrink: 0; }
.document-link span { text-decoration: underline; text-decoration-color: transparent; transition: text-decoration-color 150ms ease; }
.entity-list { margin: 0; font-size: 13px; }
.entity-list > div { display: grid; grid-template-columns: 108px minmax(0, 1fr); gap: 16px; padding-block: 9px; }
.entity-list > div:first-child { padding-top: 0; }
.entity-list dt { color: var(--muted); }
.entity-list dd { margin: 0; font-weight: 500; overflow-wrap: anywhere; }
.entity-role { margin-top: 12px; color: var(--muted); font-size: 13px; }
.faq-list { padding-inline: 20px; background: white; border-radius: var(--radius); }
.faq-item + .faq-item { border-top: 1px solid var(--line); }
.faq-item summary { display: flex; align-items: center; justify-content: space-between; gap: 20px; min-height: 56px; padding-block: 16px; list-style: none; font-size: 14px; font-weight: 500; }
summary::-webkit-details-marker { display: none; }
.faq-item summary .ph { color: var(--muted); font-size: 18px; flex-shrink: 0; transition: transform 200ms var(--ease); }
.faq-item[open] summary .ph { transform: rotate(180deg); }
.faq-answer { color: var(--muted); max-width: 74ch; padding: 0 0 20px; font-size: 14px; line-height: 1.65; }
.faq-item[open] .faq-answer { animation: disclosure-in 220ms var(--ease); }
.wf-closing__panel { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 32px; align-items: center; padding: 24px; border-radius: var(--radius); background: var(--accent); color: white; }
.wf-closing__panel h2 { color: white; font-size: 24px; }
.wf-closing__panel p { max-width: 68ch; margin-top: 10px; font-size: 13px; color: white; }
.wf-closing__panel .button { background: white; color: var(--accent); }
.site-footer { border-top: 1px solid var(--line); padding-block: 32px; font-size: 12px; color: var(--muted); }
.footer-brand-text { color: var(--ink); font-size: 16px; font-weight: 500; margin-bottom: 16px; }
.wf-footer__note { max-width: 115ch; line-height: 1.7; }
.wf-footer__contract { display: flex; flex-wrap: wrap; gap: 6px 16px; margin-top: 16px; }
.wf-footer__contract a, .wf-footer__privacy { text-decoration: underline; }
.wf-footer__bottom { display: flex; justify-content: space-between; gap: 16px; border-top: 1px solid var(--line); margin-top: 24px; padding-top: 20px; }
.cookie-banner { position: fixed; bottom: 20px; left: 50%; transform: translateX(-50%); z-index: 40; display: flex; align-items: center; gap: 20px; width: min(670px, calc(100% - 32px)); padding: 18px 20px; background: white; border: 1px solid var(--line); border-radius: 12px; box-shadow: 0 12px 36px rgba(38,46,58,.14); }
.cookie-copy { font-size: 12px; line-height: 1.6; color: var(--muted); }
.cookie-copy a { color: var(--accent); text-decoration: underline; }
.cookie-accept { border: 0; border-radius: var(--radius); min-height: 44px; padding: 10px 18px; background: var(--accent); color: white; font-size: 13px; font-weight: 600; flex-shrink: 0; }
.lead-dialog { display: none; position: fixed; inset: 0; z-index: 100; padding: 24px 16px; overflow-y: auto; overscroll-behavior: contain; background: rgba(32,35,43,.56); scrollbar-gutter: stable both-edges; }
.lead-dialog.is-open { display: flex; align-items: flex-start; justify-content: center; }
.lead-dialog-card { position: relative; width: min(100%, 600px); margin-block: auto; padding: 28px; border-radius: 16px; background: white; flex: 0 0 auto; box-shadow: 0 24px 64px rgba(18,23,34,.18); animation: dialog-in 240ms var(--ease); }
.lead-dialog-head { padding-right: 32px; margin-bottom: 24px; }
.lead-dialog-head h2 { font-size: 24px; line-height: 1.25; }
.lead-dialog-head p { margin-top: 10px; color: var(--muted); font-size: 13px; }
.lead-dialog-close { transition: background-color 160ms ease, color 160ms ease; position: absolute; right: 16px; top: 16px; width: 44px; height: 44px; display: grid; place-items: center; border: 0; background: #eef1f4; border-radius: var(--radius); font-size: 20px; }
.lead-modal-form { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.field { display: grid; align-content: start; gap: 6px; min-width: 0; }
.field-wide, .finleo-consent-field, .form-submit-row { grid-column: 1 / -1; min-width: 0; }
.field label { font-size: 13px; font-weight: 500; }
.field label span { color: var(--muted); font-size: 12px; font-weight: 400; }
.field input, .field select, .field textarea { width: 100%; min-width: 0; min-height: 46px; padding: 12px; border: 1px solid #818b99; border-radius: var(--radius); background: white; color: var(--ink); font-size: 14px; line-height: 20px; caret-color: var(--accent); transition: border-color 160ms ease, box-shadow 160ms ease; }
.field input, .field select { height: 46px; }
.field select { padding-right: 28px; }
.field-inn input { max-width: 240px; }
.field input[type="date"] { appearance: none; }
.field textarea { height: 80px; resize: vertical; }
.field input::placeholder, .field textarea::placeholder { color: #68717d; opacity: 1; }
.field :is(input, select, textarea):focus { outline: 2px solid var(--accent); outline-offset: 1px; border-color: var(--accent); }
.field [aria-invalid="true"] { border-color: var(--error); }
.field-error { color: var(--error); font-size: 12px; line-height: 1.5; }
.field-error:empty, .form-status:empty { display: none; }
.consent { display: flex; align-items: flex-start; gap: 10px; min-height: 44px; font-size: 12px; line-height: 1.6; cursor: pointer; }
.consent input { flex: 0 0 20px; width: 20px; height: 20px; margin: 0; accent-color: var(--accent); }
.consent input[aria-invalid="true"] { outline: 1px solid var(--error); outline-offset: 2px; }
.consent a { color: var(--accent); text-decoration: underline; }
.form-submit-row .button { width: 100%; }
.form-status { margin-top: 10px; color: var(--error); font-size: 13px; }
.button:disabled { opacity: .65; cursor: wait; }
.submit-spinner { display: none; width: 16px; height: 16px; border: 2px solid #ffffff70; border-top-color: white; border-radius: 50%; animation: spin 700ms linear infinite; }
[data-state="loading"] .submit-spinner { display: block; }
[data-state="loading"] .submit-icon { display: none; }
[data-state="loading"] .form-status { color: var(--muted); }
.lead-success { display: none; }
.is-success .lead-modal-form, .is-success .lead-dialog-head { display: none; }
.is-success .lead-success { display: block; padding-top: 32px; }
.lead-success h3 { font-size: 24px; }
.lead-success p { margin-top: 12px; color: var(--muted); }
.lead-success .button { margin-top: 24px; }
@keyframes disclosure-in { from { opacity: .5; transform: translateY(-4px); } to { opacity: 1; transform: none; } }
@keyframes dialog-in { from { opacity: .5; transform: translateY(8px); } to { opacity: 1; transform: none; } }
@keyframes spin { to { transform: rotate(360deg); } }
@media (hover: hover) {
  .lead-dialog-close:hover { background: var(--accent-soft); color: var(--accent); }
  .header-nav a:hover, .faq-item summary:hover { color: var(--accent); }
  .button:hover, .cookie-accept:hover { background: var(--accent-hover); }
  .cmr-account:hover, .mobile-menu summary:hover { background: #dfe5f0; }
  .wf-closing__panel .button:hover { background: #e9ecf3; }
  .document-link:hover span { text-decoration-color: currentColor; }
}
@media (max-width: 1100px) {
  .hero-actions { gap: 8px; }
  .hero-actions .button { padding-inline: 14px; }
  .program-track { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .header-nav { gap: 20px; }
}
@media (max-width: 900px) {
  .wf-finleo-reference-list { grid-template-columns: 1fr; }
  .wf-finleo-reference-list [data-finleo-help-key="tokens"] { grid-row: auto; gap: 20px; }
  .wf-finleo-reference-list [data-finleo-help-key="compare"] { grid-column: auto; }
  .wf-finleo-reference-list [data-finleo-help-key="tokens"] p { max-width: none; }
  .header-nav { display: none; }
  .header-actions { margin-left: auto; }
  .mobile-menu { display: block; }
  .mobile-menu summary { list-style: none; }
  .mobile-menu .ph-x { display: none; }
  .mobile-menu[open] .ph-list { display: none; }
  .mobile-menu[open] .ph-x { display: block; }
  .mobile-menu nav { position: absolute; left: 0; right: 0; top: 100%; padding: 12px 32px 20px; border-bottom: 1px solid var(--line); background: white; box-shadow: 0 14px 20px rgba(38,46,58,.08); }
  .mobile-menu nav a { display: flex; align-items: center; min-height: 48px; font-size: 14px; }
  .mobile-menu nav a + a { border-top: 1px solid var(--line); }
  .hero-actions { grid-column: 1 / -1; }
  .hero-insurer { margin-bottom: 16px; }
  .documents-layout { grid-template-columns: 1fr 1fr; }
  .documents-panel { padding: 24px; }
  .entity-list > div { grid-template-columns: 1fr; gap: 3px; }
  .wf-closing__panel { grid-template-columns: 1fr; gap: 20px; }
  .wf-closing__panel .button { justify-self: start; }
}
@media (max-width: 700px) {
  :root { --space-section: 36px; scroll-padding-top: 80px; }
  .header-row { height: 62px; }
  h2 { font-size: 26px; }
  .section-head, .wf-finleo-reference-intro { margin-bottom: 16px; }
  .hero { padding-top: 16px; }
  .hero-copy { display: grid; gap: 16px; }
  .hero-actions { margin-top: 4px; }
  .hero-lead { margin-top: 0; }
  .hero-insurer { margin-bottom: 0; }
  .mobile-menu nav { padding-inline: 16px; }
  .risk-bento { grid-template-columns: 1fr; }
  .risk-panel--main { grid-row: auto; }
  .risk-panel--main .risk-list { display: block; }
  .risk-panel { padding: 20px; }
  .risk-list li { padding-block: 9px; }
  .wf-finleo-reference-list { grid-template-columns: 1fr; }
  .wf-finleo-reference-list [data-finleo-help-key="tokens"] { grid-row: auto; padding: 20px; gap: 20px; }
  .wf-finleo-reference-list [data-finleo-help-key="tokens"] p { max-width: none; }
  .documents-layout { grid-template-columns: 1fr; }
  .documents-panel { padding: 20px; }
  .entity-list > div { grid-template-columns: 100px minmax(0, 1fr); gap: 12px; }
  .wf-closing__panel { padding: 24px 20px; }
  .wf-closing__panel h2 { font-size: 24px; }
  .cookie-banner { bottom: 12px; width: calc(100% - 24px); padding: 16px; gap: 12px; }
  .lead-dialog { padding: 12px 8px; }
  .lead-dialog-card { padding: 24px; }
  .lead-dialog-head { padding-right: 28px; }
  .lead-dialog-head h2 { font-size: 22px; }
  .lead-dialog-close { right: 12px; top: 12px; }
}
@media (max-width: 560px) {
  .program-track { grid-template-columns: 1fr; gap: 10px; }
  .program-card { grid-row: auto; grid-template-rows: auto auto; padding: 20px; row-gap: 8px; }
  .program-card h3 { font-size: 17px; }
}
@media (max-width: 540px) {
  .wf-finleo-reference-list [data-finleo-help-key="tokens"] .button, .wf-closing__panel .button { width: 100%; }
  .cookie-banner { flex-direction: column; align-items: stretch; }
  .cookie-accept { width: 100%; }
  .lead-dialog-card { padding: 20px; }
  .lead-modal-form { grid-template-columns: 1fr; }
  .field input, .field select, .field textarea { font-size: 16px; }
  .wf-footer__bottom { flex-direction: column; }
}
@media (prefers-reduced-motion: reduce) {
  :root { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition: none !important; }
}

.cmr-event-grid, .cmr-policy-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; }
.cmr-event-card, .cmr-policy-card { display: grid; grid-template-rows: subgrid; grid-row: span 2; padding: 20px; background: var(--surface); border-radius: var(--radius); }
.cmr-event-card > div, .cmr-policy-card > div { display: contents; }
.cmr-event-card p, .cmr-policy-card p { color: var(--muted); font-size: 14px; line-height: 1.6; }
.cmr-policy-details { margin-top: 16px; }
.cmr-policy-details > details > summary { display: flex; align-items: center; justify-content: space-between; min-height: 48px; cursor: pointer; list-style: none; }
.cmr-policy-grid { padding-block: 16px; }
@media (max-width: 760px) {
  .cmr-event-grid, .cmr-policy-grid { grid-template-columns: 1fr; }
  .cmr-event-card, .cmr-policy-card { grid-row: auto; grid-template-rows: auto auto; gap: 8px; }
}